For every legitimate work at home opportunity, there are probably at least dozens of scams. Fortunately, the FTC had reached a settlement regarding this on more than one occasion. One particularly striking case was the one that was resolved as of May 2009.

Home Medical Billing Scam

A fraudulent marketer convinced people that they could make in upwards of $500 per week processing medical bills. Training was promised to the victims of this very unscrupulous scam.

The result of this entire operation was a won lawsuit fought by the Federal Trade Commission on behalf of consumers. The advertisers of this supposed medical billing specialist opportunity ordered this company to pay back a total of $15,000 to consumers affected by this scam.

Defendants of Case

This particular FTC case was fought against Wilson Jose Caceres of Caceres Quality Distribution Inc. (CQD) and Chris Taylor of Medical Billers Network Inc. (MBN). They are barred from any other activity associated with attempts to promote any type of work at home opportunity-particularly that related to medical billing.

FTC Consumer Tips

If you are seeking opportunities to work at home as a person who processes medical bills, you should find out what you are getting yourself into. For instance, you may want to learn the following:

Ask the promoter of the opportunities to provide you with references of other people involved in this program. This will help you verify whether or not it is a legitimate operation.
The best way to ask for these references is to simply just request names of purchases-and ask them to give you as many as possible. Beware, of course, that these references could be “staged” or falsified.

Find out what responsibilities are required of you while participating in this type of work. At the same time, find out what exactly is the amount of financial investment required to get started as a medical biller.

Research on websites of major business and e-commerce bureaus to make sure the company has no unresolved complaints against them. If there is none, this does not always mean they are legitimate but it does increase they chance that they are.
At the same time, keep in mind that even legitimate companies have complaints on occasion, but its how they are handled that matters-whether the complaints were resolved satisfactorily or not. Observe this as you learn more about work at home medical billing opportunities.

WARNING: Fraudulent advertisers and companies often change their names several times even if caught victimizing people. Beware, and be careful!

How to Apply For Real Work At Home Jobs

First, you should go to a legitimate job site such as USAjobs.gov. Here you can find federal government positions listed in various categories. There is no guarantee there will always be openings, but if you want to seek ‘Telework” this is one good place to start.

If you are searching for information about the sphere of free traffic, then make sure to go to the web page which is mentioned right in this paragraph.

Ever come across an internet work at home opportunity that looked great, but at the same time made you skeptical? You don’t want to waste your time and money on scams, but on the other hand, you don’t want to walk away from a potentially great money maker. How do you tell? Here are some ways to spot internet work from home scams.

1. There’s no one to talk to. Always speak to a real person before you invest time and money in the company. Call the company and ask questions. Try to ask specific question because vague questions will get you vague answers. If the company makes it difficult to reach them, and if they can’t answer your questions, walk away.

2. No proven track record. You should not do business with a company that cannot prove its success. Real internet work at home businesses can show you solid proof of their company’s success.

3. Too many people are selling the same product. If the opportunity comes with a product to sell do a search on Google to see what your competition looks like.

How many hits does it bring up, and how many of those people are using the same website and marketing materials to sell. The more duplicated the opportunity the harder it is to distinguish yourself which means it’s going to be hard to make money.

4. You are charged upfront to sell their product. Why you should you pay someone to do them a favor. That’s what you are doing when you pay a company to sell their products. Companies that charge upfront are internet work from home scams because they know their affiliates will not generate sales so they make them pay upfront. The affiliate has now spent money they probably will not be able to earn back.

5. No recent testimonials. When you are on the site, getting excited over all the great things people have to say about the internet work at home opportunity, take a closer look at the testimonials.

What is the date of the most recent one? If they haven’t received a testimonial in months you should be skeptical. Also, look for names, photographs and URLs. If the testimonial has a URL visit the site. Look for contact information, email the person and ask about the product.

6. Outrageous income claims. Let’s be realistic the average person is not going to makes thousands of dollars from an internet work at home business within a matter of a few weeks. Yet, websites like to make you think it’s possible.

Yes, it is possible to have a profitable business within a month but that usually takes a lot of work and prior marketing and internet knowledge. Be skeptical of websites that make outrageous claims, especially those who claim you can do it with little effort.

Not all internet work at home opportunities are scams so before you walk away check to see if there is anything you should truly be skeptical about. The above list should help you differentiate between internet work from home scams and legitimate work from home opportunities.

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It is so easy to fall for their sales pitches. I know, even after writing this site I still find some of the sites tempting. But then, after listening to their lies you did the unthinkable and paid money for their service . . . and ended up with a bunch of nothing.

You’re mad, now it’s time to get even. No, I don’t suggest you bomb the company. I suggest you put them out of business legally. There are lots agencies out there that are designed to do it for you. Contact every single one of them. Use your anger to fuel your fire. You’ll find some satisfaction in knowing that while they may have gotten your money, it’s the last they’ll ever get from consumers.

1. Contact your credit card company, bank, or Paypal (whatever method you used to pay). See if they can stop payment or at least prevent any future charges from the con artist.

2. Contact the Better Business Bureau. File a complaint. Follow up on the complaint if the company doesn’t. Make sure others are warned.

3. Contact your Attorney General and the Attorney General in the state the company is in along with your local consumer protection agency. Don’t know who your attorney general is? Go to the National Association of Attorneys General.

4. Contact the Federal Trade Commission. Although the FTC does not handle individual complaints, they are on the lookout for patterns of deception and unfair practices.

5. Contact the National Fraud Information Center if this was a “get rich quick” or “easy money” scheme and your local U.S. Postal Inspection Service if you recieved the offer in the mail. File complaints with both organizations.

6. Report the company to the Internet Crime Complaint Center. The Internet Crime Complaint Center (IC3) is a partnership between the Federal Bureau of Investigation (FBI) and the National White Collar Crime Center (NW3C). Although they don’t have a searchable database, it is a good place to go if you find yourself a victim of internet fraud.

7. Warn others through use of sites like Scam.com, Ripoff Report and other work from home forums. At least it will give you a chance to vent and commiserate with others who fell for the same scheme.

8. Forgive yourself for believing everyone was honest. Don’t feel bad for seeing the world through rose colored glasses. Some call it being gullible; I call it being optimistic.

There are many legitimate opportunities online to work at home, All you have to do is to find them through the legitimate resources of the internet! One of the most important things that any serious person that wants to work at home is to identify what is legit and what is not. But don’t worry, as time goes by and you gain experience you will be able to do it perfectly.

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Did a PTC site owner ban you for no reason? Would you like to recover your investments back from that PTC site?

Before you file a dispute, you first need to make an attempt to contact the admin and explain your issue. This will build a stronger case when you file the dispute. You’ll know later on as you read this article further.

Now, the very first thing you need to check (this is a general rule and not just a dispute against a PTC site) is the date of your payment transactions. Paypal allows consumers to file a dispute against a merchant within 45 days that you made the payment.

Once you’ve verified that you can still file a dispute, the next step of course would be submitting the dispute. And with that procedure you are going to fill out a special section which is actually a message to the seller which in this case would be the admin of the PTC site. This is where you’ll build your case and make that seller return back your investments (upgrade or rental fees).

The following should be included in your message:

1. The reason why you’re filing a dispute – Are you asking them to refund your investments back or are you just trying to get their attention to address an internal conflict that their support system is not able to address? But I guess at this point, you would rather get your investment back, won’t you?
2. Why they need to refund your money – Did they suspend you for no reason? Was your payment delayed? Did the admin change the rules in the middle of the game?
3. Cite violations of the admin or the site to make the case much stronger. If they violated their own TOS, then, let them know what their violation was.
4. Stress out that you were not satisfied with the support that you got when you attempted to get their attention via their ticket system.
5. Provide the course of action you’d like to get – Do you just want them to address your main issue? Like if you were suspended, would you like for them to just reinstate your account? If I were you though, I’d request for the full refund.

If you were able to do the following, the admin of the PTC site will have no choice but to give in to your demands. However, if the seller finds a loophole in your statements, they will deny your dispute and you may need to escalate that for Paypal to decide on the case.

Luckily, when I filed a Paypal dispute against Onbux, I was able to deliver a strong case against them that they had to give in to my request for a refund. If you want to know more about my story, check my blog on how I won the Paypal dispute against Onbux: http://www.yallitenterprise.info

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Acai X3 Scam, basically what happens is Acai X3 will give away a free trial. (These trials are usually weight loss products or something for the likes), but you will see them for anything and everything With the Acai X3 scam, you have to pay for shipping and handling which is usually around $5 or so. What some people don’t realize is that you are also agreeing to a monthly auto-shipment of Acai X3 unless you cancel. This can lead to unexpected shipments and charges on the credit card you used to pay for the shipping on the free trial.

If you know the shipments from the Acai X3 were coming, this wouldn’t be a big deal. If you stay on top if it, this could be a great way to get free samples of many different products as long as you remember to cancel the auto-shipment. Unfortunately, Acai X3 will rip you off and charge your credit card when they are not supposed to.

If you have been burned by unexpected charges from the Acai X3 Scam or other like it, you will have a negative outlook and nothing is going to change your mind.

If I can have you have a good experience without the Acai X3 Scam, what would you say about a lifetime supply? What if you received awesome welcoming gifts and could request more products if you like at the end of every month for free, only paying the shipping and handling.

First though, lets talk about BS like the Acai X3 Scam.

- Nothing is free in today’s world. If you expect to get something for free, you are living in La-La land.

- Acai X3 “Scam” is not the only thing available in free trials with automatic shipments. You will find CD’s, children’s toys , and even collectible Elvis plates are avaiable.

- The Acai X3 company is dishonest.

- The other acai marketers won’t let you know that you will get additional shipments or how much they will cost. Always remember, if you are getting something free up front, there is probably a recurring shipment and you will have to cancel or face extra charges.

I originally thought Acai X3 was a scam also and now I know I was right.

Now about the only place you ever be buying Acai on the Internet. Please take a look and review it for yourself at Free Acai Trials and Acai Berry Select today.

Trust me, I ordered this product and love it!

Free trials are just what most people think, a free trial.

Are you gald you found out about the Acai X3 Scam?

(ArticlesBase SC #1693459)

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Free Acai Berry Scam – What to Avoid!

Acai Berry is a hot item because research has shown that the berry consists of antioxidants that can fight against disease, aging, and also gives you a lot more energy. Individuals are running after Acai Berry supplements because they want to receive the benefits of the berry without having to travel to the Amazon Rain Forest. This of course is what lead directly to the Free Acai Berry Scam.

But before you purchase an Acai Berry product, you need to do some research online. In that research, there should be certain things you look for. To help you not fall for the Free Acai Berry Scam, here is a list of things to watch for:

• Certified organic ingredients – This means you are not being exposed to chemicals or pesticides.

• From the time the Acai Berry is harvested, it must be processed within a 24 hour period. If it is, then you’re looking at a high quality supplement.

• The Acai Berry needs to be freeze dried and not spray dried if you want to purchase the actual fruit. That way the quality of the fruit is preserved.

• The Acai Berry cannot be overheated. If you want Acai juice, it needs to be flash-pasteurized, which keeps it from the high heats of the pasteurization process.

• There should be absolutely no fillers or any chemical preservatives.

Know that not all products containing Acai Berry are created equal and many are justa Free Acai Berry Scam. They are actually very unequal. If you look for the properties above, then you can find a high quality product. You can find such a product on the next page where you will receive 1500mg of Acai Berry. You only need 1000mg to receive the benefits, but in this case you get more and can have the capsules delivered right to your door so that you can start loosing weight and feel much more energetic and healthier.

So go with the quality and don’t fall for the Free Acai Berry Scam and frauds on the Internet. When you do the research, you will find out details that will lead you in the right direction.

Free Acai Berry Scam from (ArticlesBase SC #1722886).

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Fake credit card statements have made their way into some mailboxes, and yours could be next.

In September, past due personal credit card statements supposedly from Capital One began showing up at households in the US state of Indiana. However, these statements are are counterfit. Instead, they are part of an elaborate credit phishing scam meant to encourage victims (like you and me) to turn over sensitive personal finance information to scammers.

The fraudsters are cunning; these credit card statements look legitimate.

The risk that poses for consumers is obvious, as most people don’t look at their credit card statements carefully enough to detect a fake one from a real one.
All the trappings of a real statement from a real credit card are prominent on these fraudulent credit card statements. Some of the things victims are likely to be fooled by include logo, bar code on the address, web site and a phone number to call with questions. The number, though, connects you with identity thieves eager to steal your information. The identity thieves hope to scare you into sending money that is “past due”. If that doesn’t work, they hope that you call the number available on the statement, and give up personal information, making it easy to steal your identity.

One of the main reasons you might use the number on the fake credit statement is that you might not even have a credit card account with the issuer supposedly sending the bill. This should be the very first warning that this is a scam; if you don’t have an account with the “issuer”, don’t call.

Is Your Credit Card Statement Next on the List?

So far, the phony credit card statements are limited to a rather local area. However, you never know when you could be next. In fact, what works in one region, is a gold-mine-in-training for fraudsters around the world. It’s fairly easy for a crafty and resourceful scammer to find your name and your address. Getting specific credit card information, like full account number, expiration date, and even your security code, is more difficult.

Protect Yourself

You can reduce the chances that you will be a victim of a phishing scam by heeding the following tips:

• Do not give out your personal identification number or personal account information, including passwords, to those who contact you.
• Only give a partial account number or Social Security Number when asked. Real credit card issuers and officials do not need your entire account number or Social Security Number.
• With email, do not click on links sent you. A better plan is to open a new browser window and type in the home page. Log in from there.
• Don’t call the number on the bill; call the customer service number on the back of your credit card, or use the company’s official web site to look up the customer service number.

If you suspect a phishing scam or any form of misrepresentation on your statement, immediately contact the card issuer in question (not using the possibly fake phone number), and then call authorities. Safety first in financial dealing; you’ll be happier to play it safe than finding out later that you are the victim of identity fraud. Once your identity is stolen and your bank accounts empty, there is no guarantee that you’ll ever see your money again — or that a few years later, you won’t become a repeat victim.

To safeguard yourself, consider the following signs of spam and scam:

* Guarantees of receiving big quantities of money with small or no function.

* Specifications of large payments in advance, before you’ve a opportunity to examine a solution or business.

* Ensures that you’ll be able to by no means shed your money.

* Assurances that “This is not a scam!” along with specific legal guidelines cited to show the legality of an offer.

* Other spam are Advertisements that have Lots OF CAPITAL LETTERS and punctuation!!! or that shout “MIRACLE Remedy!!!” or “Make Large $$$$$ MONEY FAST!!!!!” should be considered with wholesome skepticism.

* Hidden costs. Several ripoffs offer totally free information, after which quietly charge you an “entrance” or “administrative” fee.

* Any investment ideas that seem unsolicited in your e mail account.

Just keep in mind: You cannot get something for nothing (except you’re the one running a con sport on other folks)!

To discover much more about frauds (whether to protect yourself or to get ideas on how to fleece other folks), go to your favored search engine and look for the following terms: rip-off, scams, pyramid scheme, Ponzi, and packet sniffer or contact one of the following businesses:

* Cagey Consumer – Offers updated information in regards to the latest promotions, offers, and con matches (http://cageyconsumer.com)!

* Council of Much better Business Bureaus – Take a look at a U.S. business to see if it has any past history of fraud, deception, or consumer complaints filed against it (http://www.bbb.org).

* Federal Trade Commission – Lists consumer protection rules and guidelines that all U.S. businesses should comply with; also gives news to the newest scams (http://www.ftc.gov).

* Scam Bureau – A free service established to alert online consumers and investors of prior complaints relating to online distributors, including sellers at online auctions, and to offer customers, investors, and customers with information and information on how to safely surf, store, and invest on the net (http://www.fraudbureau.com).

* International Web Police – The International Web Police provide law enforcement companies for Internet users. Many International Web Police officers are also land-based legislation enforcement officers who might help resolve crime by means of the Internet (http://www.web-police.org).

* Nationwide Fraud Information Center – Problems timely reports on the latest ripoffs as well as the status of ongoing and past investigations. The site permits you to lodge your own complaint against a business and read information to assist prevent frauds (http://www.fraud.org).

* ScamBusters – Gives information regarding all kinds of online threats, ranging from live and hoax pc viruses to con video games and credit card fraud. By visiting this internet site periodically, you are able to ensure you don’t tumble victim to the newest Internet con sport (http://www.scambusters.org)!

* Frauds on the online Offers numerous links to different frauds circulating around the Internet. Investigation through here to make sure any offer you acquire doesn’t tumble beneath the rip-off class that has tricked others (http://www.advocacy-net.com/scammks.htm)!

* ScamWatch – ScamWatch assists victims of net scam and ripoffs. Their website permits anyone to publish suspected ripoffs for other web people to study and submit their feedback or recommendations concerning these frauds. If ScamWatch determines that a rip-off exists, they’ll work to help resolve the issue (http://www.scamwatch.com).

* Securities and Exchange Commission – The U.S. SEC regulates security markets and provides investing guidance, information on publicly traded organizations, warnings about investment ripoffs, assistance to investors who think they could have been conned, and links to other federal and state enforcement businesses. If you happen to be one of individuals boomers flinging money into the stock market, check it out (http://www.sec.gov)!

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The timeshare scam has turn into highly regarded everywhere in the world in latest years. However, sadly, timeshare scams have additionally become well-liked with it. Some people fabricate varied engaging schemes and prey your innocence to make some quick money. You’ll want to watch out of timeshare scams which are reported every now and then.

The commonest ways utilized by the tricksters to hold out timeshare scams are:

• The most common way of timeshare scam over the phone. There’s a group of those that one way or the other manages to obtain the name of timeshare house owners and name them and inform that they’ve some interested consumers keen to purchase the property at very engaging price. The overwhelmed proprietor agrees to shut the deal as quickly as possible. On account of which the proprietor is required to pay some quantity of brokerage charges and as soon as the proprietor pays that fees, the brokers vanish out of the sight leaving the owners in the complete mess.

• One other manner by which you’ll change into a victim of timeshare scam is, someone calls you and tells you that you have received a holiday trip. And, you’re required to take your determination quickly. Now, you don’t want to lose this opportunity and you quickly say yes. There is also some charge hooked up to the journey that you’re required to pay and once you pay this payment, the corporate disappears and you never hear from them again.

• But not each timeshare scam leaves you empty handed. One other manner of timeshare scams is an offer made to you whereby they ask that they are going to purchase your timeshare for a very attractive worth and for this you’re required to purchase another timeshare and in consequence you purchase that timeshare however the sale of your timeshare by no means happens. There are also cases of timeshare scams where a person is promised that both his timeshare would be offered for an awesome price however he’s required to buy one other timeshare for that. And when the individual purchases the timeshare sale never happens and the person is left with 3 timeshares.
As scams and trickery is the a part of this area, it is really necessary to be careful once you set-out to purchase the timeshare. Before you search and purchase a timeshare, given beneath are few ideas that may defend you from being caught in timeshare scams.

• Well-established company: The primary rule says that you must opt for effectively established or bigger companies. It’s fairly obvious that the corporate that has been out there for a few years would not damage its immaculate popularity with any type of timeshare scams.

• Content material of contract: To keep away from any kind of timeshare scam it is at all times higher to read the content material of the contract carefully. Many contracts are made in such an arty manner that can simply be misunderstood on the time of signing the contract which is later regretted. Get assistance from some authorized experts. Get the papers learn by them to make sure your security and effectively being.

• Blacklists: You may go through the blacklist containing the name of the companies which were concerned in timeshare scam. Timeshare firms make these lists out there if asked for. The list even lists the individuals involved in the timeshare scam. This listing is bound to save you from falling prey to tricksters. You’ll be able to even discover the record online.
These little ideas are positive that can assist you evade the possible dangers of timeshare scams which depart the sufferer mentally and financially harassed.

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My experience with flexoffers.com is not exactly the best. I have been in affiliate marketing for quite some time and I have done very well at making great deals of cash online. When I came across this new affiliate program I said to myself, “I have to apply!”. Sometimes I wish I would just stop talking to myself. After applying for their affiliate program, I was approved and started marketing various products on some of my websites. I started seeing cash coming in when I went to the tracking page and really started to get excited about the total amount of cash I was making. Everything seemed great. I was so happy with the program that I decided to get rid of some other things on my website to make space for their various offers. What a mistake!

After a few months, I started thinking “when are these people going to pay me?” so I looked at the terms and conditions and found that I should have been paid 2 months before. Where was my money? I knew they owed me quite a bit of money because it was all rite there in the tracking. I decided to call and see what was going on.

Upon calling to the customer service department, I was very pleasantly surprised. The young lady that picked up the phone was very courteous and seemed like the representative was very knowledgeable about the affiliate cash making industry. the young lady had explained to me that my check was mailed out not once but twice and that both times the check was returned. the representative said “there must be a problem with the address, lets check that” and continued with the call. Upon checking the address, the young lady told me that there was an error. I found this quite hard to believe because I have auto fill software that fills all my applications for me. If the address was incorrect for them, it must have been incorrect for 20 other programs that were paying me just fine, but she sounded like she knew what she was doing so I decided not to worry about it. I gave her the correct address and the representative assured me that the check would be mailed again and I would have my money in no time. I figured I was in good hands. WRONG AGAIN!

Another month went by and still no money! I decided to call again, a bit frustrated at this point. When I called this time I was greeted by another young lady that seemed to be very professional and knowledgeable about the industry. I explained to her the problem and the young lady said the check was mailed again, and returned. she had no idea what could have been causing the issue. the representative suggested that I go with direct deposit and I decided that would be the best bet if it would get my cash to me sooner. Thinking everything had been handled, I hung up the phone and went about my day.

Guess what happened, another month went by with no cash! This time I was furious I had taken the links off of my website and made sure to let every that I knew in the industry not to work with them. I decided one final call would be just, that is before I got my lawyer involved. After fighting with them for about an hour and a half and threatening them with my corporate attorney, they finally decided to wire my cash. 3 days later, I finally saw the funds that at this point were 8 months overdue.

I will be posting this article everywhere I can to warn people about the flexoffers scam, if you know of any review sites I can post a flexoffers.com review on please email me at wcnchamp@gmail.com. Also, look for the post on the newest scam alert website around, www.EmployeesView.net!